Real Estate Insurance & Risk Management Solutions

We have a truly integrated approach in helping our clients achieve their business goals. Our Real Estate team does not set any rigid formulas across our business. We also work with other specialists within JLT including our Construction, Terrorism, Mergers & Acquisitions and Financial Lines teams, as well as the JLT International Network to ensure you receive an integrated service

How do our solutions work?

Our leading market position helps us to develop broad policy coverage and obtain competitive insurance solutions.

Our areas of expertise and products include:

iReal Estate: This sophisticated online tool is an example of the way we can support you with time-saving technology linked to your own management systems. iRealEstate provides a real-time view of your property structure and the allocation of your insurance costs spread across tenancies. 

Residential Real Estate: We possess outstanding knowledge and experience in managing residential property insurance portfolios. We review your property portfolio and claims history and make recommendations on restructuring the insurance placement. Our team provides informed proposals on risk management with options for improving premiums and minimising the inconvenience of claims. However, we can just provide the cover you require at the most competitive price. This flexible approach extends to our claims operation team, who work alongside our broking specialists to offer an end-to-end service independent of insurers. 

Risk Management: We recognise the need to assist our clients in managing your business risks. This is achieved by combining advice, surveys, audits, training and systems designed to meet the specific needs of each client. We assist clients with strategies to protect their assets and continuity of rental income. 

Claims: Our claims specialists are an integral and critical part of the Real Estate team. This joined-up approach to your insurance programme characterises our client-centred approach to service. We also have extensive experience in providing bespoke claims management information to support claims management initiatives.

Legal Indemnities: This is designed to provide protection against the risk of a known legal situation suddenly turning nasty. Our Real Estate team assists with all legal indemnities regardless of global location where it might occur. We work with the main legal indemnity insurers to quickly arrange suitable cover at a competitive price.

Due Diligence: Our specific sector focused due diligence teams offer extensive knowledge and experience in placing and managing insurance portfolios across many sectors and domiciles. Our Real Estate team handles deals of all sizes and complexities and works with additional specialist resources as part of an integrated service.

Mergers and Acquisitions: We advise the real estate community on the availability of insurance products to help assist with the closing of real estate transactions. These products could include tax opinion, litigation, warranty and indemnity insurance. By working closely with our M&A team, we can provide effective solutions for many real estate clients. 

Environmental Impairment Liability: This policy is designed to provide cover against the potential environmental liabilities affecting either a single site or a property portfolio. The policy also provides cover for clean-up and mitigation costs, along with business interruption, third party liability and defence costs. With our exclusive wording, this cover is flexible and structured to your needs to avoid purchasing cover, which is not required.

Construction: We operate alongside JLT Specialty’s Construction team, which is one of London’s leading construction brokers. This expert team is skilled in arranging appropriate insurance packages for our clients, and are involved in some of the largest projects around the globe. 

For further information, please contact Nigel Todd, Head of European Real Estate on +44 (0)207 558 3549

World Risk Review